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220/12=18

已有 115 次阅读 2013-04-21 15:24 标签: Shorts Ralph Lauren pas cher

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the price-to-rents ratio, another is called the rental than.Is that the total price and rent a house business.The price-to-rents ratio is the concept of measure data is dedicated to buy a house for rent.

for example, a value of 100W's house, the monthly rent 2000 block.His the price-to-rents ratio is: 1000000/2000=500.
the price-to-rents ratio is standard, before someone said 220 is an international standard.More than 220 is not conducive to investment, investment benefit is lower than 220.The general house average life expectancy in China is 33 years, that is from the beginning to the end if the whole for rent it can charge for 12*33=396 months of funds.

220/12=18, in the price-to-rents ratio is 220 of the time, you must use 18 years back, and the remaining 15 years to earn a return on investment.But in recent years the prices fluctuate too much, people seem to put the price-to-rents ratio is the meaning behind the.

year rate of return, the profit for the year and the total amount of investment of the business.For example, buy a house 100W, rental income 1.2W.Annual rate of return is 1.2%.

over the relationship between interest rate and house price

2002 rate is 5.76%, the theory of the price-to-rents ratio is 260.
2004 rate is 6.12% chaussures homme ralph lauren pas cher, the theory of the price-to-rents ratio is 240.Many local price-to-rents ratio are lower than this.
2006 rate is 6.39-6.84%, the theory of the price-to-rents ratio is 195.
2007 rate is 7.11%-7.83.Theoretical price-to-rents ratio is 190.

where we do a simple analysis.

because monetary policy delay, initial open and the real estate market.We actually feel the house is 03 years began to slow up, until the end of 07 at the beginning of 08 real estate is facing adjustment.Then the financial crisis exacerbated the adjustment of the real estate.

is one of the most interesting is the interest rate of 08 years, at the end of 08, the rate is 5.94%, plus 30 percent off interest rates, is 4.158%, the theory of the price-to-rents ratio is 350.Add the two into a down payment of financial leverage effect, 400 times the price-to-rents ratio is seems true no bubble.

we are not strange, why the house can rise so much.

come have a look now at the rate of 7.05%, the theoretical price-to-rents ratio is 205.Now the secondary mortgage. In fact not, Yishoufang nearly does not loan, to loan to 5 into a down payment, the interest rate broke surface 30%-40%.Interest rate is 7.15*135%=9.65. corresponding to the price-to-rents ratio is 150.

for Beijing is now 5, Chengdu Sanhuan 500 price-to-rents ratio, Changsha Hexi, Wuchang Xu east the price-to-rents ratio is 700.

prices not to fall to 70%, 80%!!!!!!
why interest rates and regulation have been so strict, China's real estate is still not fall?

yes, according to the theory of count down, China's real estate at least to fall to 70%, how to now prices are carrying?

so it was I lying?But 08 years of low interest rates has promoted 09 years of soaring, the 2011 austerity policy did not lower prices?

this is the subject of the article, the ambiguous.

(Baidu) ambiguity refers to the relationship between men and women is not clear, ambiguous attitude.Is a very special relationship between men and women friends, in friendship, and is detached from the friendship chemise paul smith.Ambiguous performance varied, language, movement can be displayed.

and real estate are the banks have an ambiguous relationship.

we are just 150 of the price-to-rents ratio is the latest interest rate.The market is it right? All is for the house are of interest to the interest rate?

of course not, I just watched a news "urged the bank 30 percent off mortgage repayment" user, house 8.09 years sold for large, is also the 30 percent off interest rate loans still account for a big now mortgage repayment.

we can calculate the actual interest rate, 7.05%*0.7=4.935% theory the price-to-rents ratio is 300.

's Beijing Wuhuan Chengdu Sanhuan fell 40%, Changsha west Wuchang Xu Dongdie 57%.

because the investigation Jiepan template, can't field related to transportation, facilities that it may not be perfect.I'm here to do dish is more economical aspects sacs hermes.

example: Chongqing Longhu crystal town

first step: enter Soufangwang Chongqing homepage: http://cq.soufun.com/
second steps: in the upper left corner of the search "Longhu crystal town"
third step: enter the search page http://newhouse.cq.soufun.com/house/ web/Search_Result.php
fourth steps: point into the "Longhu crystal town" to enter the webpage
http://esf.cq.soufun.com/housing/3110643920.htm
fifth step: show time open the "second-hand housing and rental housing more new houses"
http://esf.cq.soufun.com/ house-xm3110643920/
http://rent.cq.soufun.com/house-xm3110643920/
sixth: select area similar or the same house in two a webpage, after opening by contrast, ultimately determine the apartment layout, decoration, home furnishing all two houses of the same.
http://rent.cq.soufun.com/chuzu/3_3385896_1.htm
http://esf.cq.soufun.com/chushou/3_12671952.htm

seventh steps: calculating the price-to-rents ratio is: 1160000/3500=331.
eighth: calculate payments: intermediate directly click on the page "houses mortgage calculator".20 years period of matching interest repayment law on
worked out the house for 6666.7 yuan.

a monthly rent of 3500 and 6666.7 yuan for the month which do you think is more effective?
look at your own judgment standard.

but this house price-to-rents ratio is so low, really frightened me, as the first stop for a home wind Chongqing, regulation of seemingly do quite in place.In addition to Mianyang, it's hard to find the price-to-rents ratio is about 300 of the city.

how to judge the price-to-rents ratio is OR annual rate of return on investment is worthwhile?

235 years ago, Adam Smith in "the wealth of nations" which said: "when the interest rate is ten percent, the land price is usually 10 to 12 times the annual rent.When interest rates fall to six percent, five, four, land prices will rise 20,25,30 times to rent."
according to Adam Smith 's point of view, we divergent thinking, also is the long-term loan interest rates, asset prices, rental price linkage among the three chaussures burberry.In order to facilitate the understanding bottines paul smith homme, I made a list.

loan interest rate 10% 6% 5% 4%
assets ratio 10-12 2025 30
the price-to-rents ratio is 120-150 240300 360
4% 8-10% 5% annual rate of return 3.3%

Adam Smith referred only to the loan interest rate is 10% michael kors soldes, the 6%-4% data.We can only take a weighted average to calculate the remaining few data points.

loan interest rate 9% 8% 7% 3%
assets in multiples of 131517 38
the price-to-rents ratio is 157182206 461
year rate of return of 7.6% 6.6% 5.8% 2.6%